Hey everyone,

I currently live in Germany, and while I appreciate many things about the country, the high tax rates are really cutting into my earnings. With my SaaS pulling in a MRR of around $5000, the steep taxes and overall cost of living here are really high. I sometimes feel like I can’t even save up any money.

I’m thinking of relocating to a place that offers a cheaper lifestyle and lower taxes.

These are the countries I have been thinking about:

• Portugal: The NHR tax regime sounds appealing, and cities like Lisbon and Porto have a growing digital nomad scene, though I’ve heard there might be upcoming changes in tax benefits for foreigners.

• Dubai: With 0% income tax and a modern, business-friendly environment, it looks promising—but I’m a bit concerned about the cost of living and work-life balance.

• Georgia (Tbilisi/Batumi): Offering a 1% tax rate for small businesses, it seems almost too good to be true. Would love to hear from anyone who’s tried it.

• Malaysia (Penang/Kuala Lumpur): Known for a low cost of living, great food, and an emerging startup scene.

• Bali: A favorite among digital nomads. I’m interested in how the community there supports indie hackers and SaaS entrepreneurs, plus the overall lifestyle and cost-effectiveness.

• South America (Paraguay/Uruguay): I’ve seen some recommendations for these countries due to their affordable living costs and potential tax benefits.

What do you all think? If you’ve made a similar move from a high-tax country like Germany, where did you go, and how’s it working out for you? Any advice or personal experiences would be really helpful as I weigh my options. Looking forward to your recommendations!