What do you usually use for mvp of your idea?

I am really curious about one thing, what do you use when creating a new project?

I know couple of indie-hackers who is spending about 2k-3k$ for their mvp, and success possibility is 40%-50%. This guys just buy some freelancer and give them tech assignment.

For me it's quite too-much, because programming skills give you access to almost any experiment, so developers usually spend about 20-50 dollars for hosting and thats it. And now i am interested to listen to your approach for product mvp developing :)