KreditSOS is a data-led financial navigator designed to dismantle the opacity of the Swiss banking system. We leverage proprietary algorithms to audit the entire financial landscape, providing radical transparency where it matters most.
Our engine specializes in deconstructing complex debt and savings structures: from identifying optimal refinancing windows for SARON vs. Fixed-rate mortgages to exposing high management fees (TER) in Pillar 3 (3a/3b) pension funds. By benchmarking interest rates for savings accounts, trading commissions, and over 40 Swiss credit cards, KreditSOS acts as a digital auditor that helps individuals and SMEs minimize their total cost of debt and maximize their wealth efficiency.
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